3902 Vista Campana N #9, Oceanside, CA — $685,000

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About this home

Enjoy coastal living in the desirable 55+ Oceana community! This single-story home offers beautiful ocean and mountain views, cool breezes, and an attached two-car garage. New facia and skylights being done. Oceana features outstanding amenities, including a clubhouse, pickleball courts, two pools (one heated), spa, library, billiards room, art/pottery studio, woodshop, dog park, RV parking, and community garden plots (subject to availability and fees). Residents also enjoy discounts at nearby Emerald Isle Golf Course. Conveniently located near beaches, the Oceanside Pier, shopping, dining, and major freeways.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$173,000 · Sep 2000

📋 Assessed value$265,872

💵 Annual tax$2,881

🏫 School districtOceanside Unified School District

MLS #260014537

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$4,291

Principal & interest$3,464

Property tax$628

Home insurance$200

Down payment: $137,000Loan: $548,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.