3890 Vista Campana S #46, Oceanside, CA — $450,000

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About this home

Welcome to Oceana, a vibrant 55+ community in Oceanside! This charming single-level home offers 2 bedrooms, 1.5 bathrooms, and approximately 1,292 square feet of comfortable living space. Unlike many homes in the area, this detached residence does not share walls and is filled with natural light thanks to its many windows. The open layout at 3890 Vista Campana S #46 features a spacious living area that is perfect for relaxing or gathering with family and friends, while the private courtyard creates an inviting outdoor

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$315,000 · May 2005

📋 Assessed value$447,839

💵 Annual tax$4,881

🏫 School districtOceanside Unified School District

MLS #260013619SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$2,819

Principal & interest$2,275

Property tax$413

Home insurance$131

Down payment: $90,000Loan: $360,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.