5139 Loma Verde, Oceanside, CA — $775,000 | SoCal Realty & Investments

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About this home

Discover this rare, single-story twinhome in Oceanside, a meticulously reimagined residence boasting extensive high-end upgrades and the ultimate freedom of having no HOA, no Mello-Roos, and no age restrictions. The bright, open-concept interior immediately impresses with soaring vaulted ceilings and durable luxury vinyl plank flooring that stretches across every room. At the heart of the home sits a chef-inspired kitchen designed for both function and flair, featuring crisp white shaker cabinetry, elegant quartz

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$589,000 · Jun 2022

📋 Assessed value$625,050

💵 Annual tax$6,974

🏫 School districtVista Unified School District

MLS #260018206SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

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Estimated total monthly payment

$4,855

Principal & interest$3,919

Property tax$710

Home insurance$226

Down payment: $155,000Loan: $620,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.