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4012 Via Rio Ave1 / 45 · Click to zoom

About this home

Beautifully Remodeled Single-Story Coastal Home - Move-In Ready! Welcome to 4012 Via Rio Ave, a beautifully updated 4-bedroom, 2-bathroom home situated on a spacious 10,300+ sqft. flat, low-maintenance cul-de-sac lot. Ideally located near top-rated schools, parks, shopping, dining, beautiful beaches, and convenient freeway access. This move-in-ready home features a brand-new HVAC system with new ductwork, luxury vinyl plank and tile flooring, fresh interior and exterior paint, and beautifully remodeled bathrooms. The chef-inspired kitchen showcases quartz waterfall countertops, white shaker cabinetry, stainless steel appliances, and a designer tile backsplash. The bright, open living room is anchored by a cozy fireplace, creating a warm and inviting space for everyday living and entertaining. Step outside to a private backyard featuring a large covered concrete patio, low-maintenance artificial turf, and ample space for a future pool or potential ADU (buyer to verify). Gated rear access allows vehicles to enter the backyard, providing added convenience and flexibility. The finished garage includes epoxy flooring, custom laundry cabinetry, and a tankless water heater. With no HOA, no Mello-Roos, and direct access to the scenic San Luis Rey River Trail leading to Oceanside Harbor and the beaches, this beautifully renovated home offers the perfect blend of comfort, style, and coastal living.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneA99 / High Risk
🏷 Last sold$701,000 · Jan 2026
📋 Assessed value$832,320
💵 Annual tax$9,171
🏫 School districtOceanside Unified School District

MLS #260017460

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$6,765
Principal & interest$5,461
Property tax$990
Home insurance$315
Down payment: $215,980Loan: $863,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.