SoCal Realty & InvestmentsSoCal Realty & InvestmentsCall (760) 801-6550
← All homes
522 Calle Montecito #1141 / 37 · Click to zoom

About this home

Rare opportunity to own a lake-view residence in Oceanside. Located at 522 Calle Montecito #114, this two-bedroom, two-bathroom home offers peaceful balcony views overlooking Libby Lake, creating a relaxing setting that's hard to find at this price point. Inside, the home is clean, turnkey, and move-in ready, featuring fresh paint and thoughtful upgrades throughout. The functional layout offers comfortable living spaces, while the private patio includes a full-size washer and dryer for added convenience. The unit also comes with one assigned parking space. Residents enjoy access to community amenities including a pool, spa, playground, and scenic walking paths around the lake, making it easy to enjoy the outdoors just steps from your door. Whether you're a first-time buyer, investor, or looking for a low-maintenance second home near the coast, this property offers excellent value and flexibility. All just a short drive to Oceanside's beautiful beaches, restaurants, and coastal lifestyle. Come see why lake-view units like this rarely become available.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$337,500 · Sep 2021
📋 Assessed value$365,318
💵 Annual tax$4,048
🏫 School districtOceanside Unified School District

MLS #260005575SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$2,819
Principal & interest$2,275
Property tax$413
Home insurance$131
Down payment: $90,000Loan: $360,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.