290 Avenida Descanso, Oceanside, CA — $639,300

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About this home

NO HOA NO MELLO ROOS, 3 YEAR OLD ROOF WITH SOLAR PANELS, LOW ELECTRIC BILL - Welcome to your ideal home! This charming 4-bedroom twinhome with zero HOA is perfectly situated for convenience and leisure. Enjoy the benefits of solar panels, which keep your energy costs down while being eco-friendly. The property features a lovely yard and a driveway with ample space for two cars. Golf enthusiasts will appreciate being just a stone's throw from the Oceanside Golf Course, and with the 76 freeway nearby, you'll have easy access to the best of the area. Plus, the beautiful beach is just a short drive away, offering sun and sand whenever you desire. Don't miss this opportunity to enjoy both comfort and location in one fantastic package!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$150,000 · Jul 2001

📋 Assessed value$299,634

💵 Annual tax$3,257

🏫 School districtOceanside Unified School District

MLS #240019874SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$4,005

Principal & interest$3,233

Property tax$586

Home insurance$186

Down payment: $127,860Loan: $511,440

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.