289 Reef Point Way #3, Oceanside, CA — $689,000

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About this home

Beautiful 3BD/2.5BA townhome with bright and open floor plan in highly sought-after Pelican Cove! Kitchen has an abundance of cabinets and counter space, granite counters, stainless steel appliances and breakfast area nook. Spacious primary suite easily fits a king size bed and offers dual closets plus plenty of additional closet space throughout the home. Features include central A/C, fireplace and extra large patio perfect for entertaining, BBQ and more. Oversize attached 2-car garage is convenient for additional storage and direct access to inside the townhome. Enjoy the coastal breezes and park-like setting with playground and green space. Prime Oceanside location near shopping, dining, and easy access to the beach and freeways.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneA99 / High Risk

🏷 Last sold$650,000 · Mar 2022

📋 Assessed value$703,573

💵 Annual tax$7,665

🏫 School districtOceanside Unified School District

MLS #260012535

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone A99 — high flood risk (insurance typically required)

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$4,317

Principal & interest$3,484

Property tax$632

Home insurance$201

Down payment: $137,800Loan: $551,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.