293 Reef Point Way #5, Oceanside, CA — $720,000

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About this home

Only a short drive to the beach, your new home is here at Pelican Cove! From your large patio you view the park setting. Inside you'll find an open kitchen and living room with lots of natural light. Downstairs you'll see one bedroom and a full bathroom. Upstairs is the Primary suite and remaining bedrooms. Enjoy your large, attached, two-car garage, including space for laundry. Nearby is not just the beach, the pier, and coveted downtown Oceanside, but lots of shopping, eateries, and access to the I-5, 76 and 78 freeways! Close to Camp Pendleton's back gate. Walking distance to San Luis Rey Mission and the paved river trail! Dog friendly!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneA99 / High Risk

🏷 Last sold$405,000 · Apr 2018

📋 Assessed value$476,452

💵 Annual tax$5,177

🏫 School districtOceanside Unified School District

MLS #260016129SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone A99 — high flood risk (insurance typically required)

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$4,511

Principal & interest$3,641

Property tax$660

Home insurance$210

Down payment: $144,000Loan: $576,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.