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248 Starling Ln #T1 / 36 · Click to zoom

About this home

Own your Own Land! Welcome to your dream home in the charming gated Resident Owned Senior Community of San Luis Rey. Step inside to discover a harmonious blend of comfort and functionality with 2 bedrooms/2 bathrooms, spacious living room and inviting dining room. The heart of this home is the kitchen that exudes warmth and efficiency, with it s stainless steel appliances, making it easy to host dinner parties or enjoy intimate meals at home. Continuing through the house, you ll find the expansive primary ensuite bedroom a versatile space that invites creativity whether you envision it as a bedroom, potential office or vibrant art studio. Step outside to the cozy back porch Trex deck, perfect for morning coffees or evening relaxation. Whether sipping your morning coffee or unwinding in the evening, the attached porch offers a serene vantage point to savor beautiful views. Recent improvements include three AC/Heat mini-splits, new carpet, privacy fence and sealed roof. Residents enjoy affordable living with only $185 HOA monthly which includes water, trash, sewer and ground maintenance. Don't miss out on this rare opportunity to make this gem your very own oasis! Active and Social 55+ Community amenities include a fitness room, shuffle ball court, banquet/card room, basketball hoop, hobby room, additional laundry facility, billard s room, kitchen, car wash, RV/boat parking (subject to availability) and two clubhouses with library. Conveniently located near grocery stores, Scripps Coastal Medical Center, the VA Clinic, restaurants, and everyday essentials, this home is ideal for those looking to retire near the coast, downsize, or enjoy an affordable Southern California getaway close to it all.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneA99 / High Risk
🏷 Last sold$125,000 · Apr 2023
📋 Assessed value$212,241
💵 Annual tax$2,278
🏫 School districtOceanside Unified School District

MLS #NDP2605491MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$1,911
Principal & interest$1,542
Property tax$280
Home insurance$89
Down payment: $61,000Loan: $244,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.