429 Garfield St, Oceanside, CA — $1,299,000

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About this home

Major value-add opportunity. Existing home plus fully permitted garage ADU and plans in process for 2 additional units. Total property plan for four units: 1) Existing house 3 bed / 2.5 bath 2) Approved ADU 1 bed / 1 bath 3) Plans in process for two units a 3 bed / 3 bath & 4 bed / 4.5 bath Plans provide for 5 parking spaces off alley. Additionally existing home has had roof replaced, a 400 amp electrical panel permitted, new HVAC system, hydro-jetting of plumbing lines, and pre-paid capacity fees for water upgrades for ADU. Current master bath still needs a new vanity, toilet, and sink.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$1,112,000 · Jul 2024

📋 Assessed value$1,134,240

💵 Annual tax$12,478

🏫 School districtOceanside Unified School District

MLS #260011611

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment

$8,138

Principal & interest$6,568

Property tax$1,191

Home insurance$379

Down payment: $259,800Loan: $1,039,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.