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1806 Stewart St1 / 57 · Click to zoom

About this home

Welcome to your South Oceanside dream home! This is not only an unbeatable coastal location, but it s completely move-in-ready, making owning your own piece of paradise a reality. Perfectly situated West of the 5 in Oceanside's sought-after South O neighborhood, this fully renovated home offers 2,070 square feet 4 bedrooms, 3 full bathrooms + an incredible bonus second living room. Step in through your dutch door and be immediately greeted by an airy and open floor plan. The custom, handmade oak cabinets and walk-in pantry are a chef s dream. The show-stopping beach inspired countertops show just how much detail and thoughtful care was put into this home. The large bifold doors open to a beautifully landscaped grassy yard, giving plenty of room to play. The backyard features a large pergola, creating the perfect setting for sunset dinners, weekend gatherings, and year-round entertaining. This home is set apart as it features dual primary suites on separate levels each with generous walk-in closets, offering flexibility for guests or a private work-from-home retreat. A spacious upstairs bonus living room creates the ultimate hangout space, complete with a stylish bar-top entertaining area all set for game nights, movie nights, or post-beach drinks. A large two-car garage provides plenty of storage for surfboards, bikes, beach gear, a home gym, and all that comes with the coastal lifestyle. Own in one of North County's most walkable and fun family-friendly communities. Enjoy special mornings walking the kids to South Oceanside Elementary, spend afternoons at the nearby parks and tennis courts, and cruise to the beach, local coffee shops, boutiques, and some of the best local restaurants all just blocks away. This is more than a beautifully renovated home it's a property that has it all where every single day feels like vacation. This is your front-row seat to the South Oceanside lifestyle. Welcome home!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,355,000 · Apr 2026
📋 Assessed value$195,441
💵 Annual tax$2,194
🏫 School districtOceanside Unified School District

MLS #NDP2606417

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$12,085
Principal & interest$9,754
Property tax$1,768
Home insurance$563
Down payment: $385,800Loan: $1,543,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.