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1645 Magnolia Cir1 / 50 · Click to zoom

About this home

Welcome to this beautifully updated, former model, 3BR+office/loft home in the highly sought-after gated community of Moncado Springs. Located at the end of a quiet cul-de-sac, this move-in ready home offers exceptional privacy with no homes directly behind and scenic hillside views. Recent upgrades include fresh interior paint, new luxury vinyl flooring upstairs and a remodeled kitchen completed in 2022. The open-concept floor plan connects the kitchen and family room, creating an inviting space for everyday living and entertaining. Natural light fills the home with lots of windows, complemented by custom blinds, recessed lighting, tile flooring downstairs, luxury vinyl upstairs, and custom built-ins throughout. The chef-inspired kitchen features ample cabinetry, generous counter space, and a large center island with breakfast bar seating. The adjacent family room offers a brick fireplace, built-in media niche, custom workstation, and new glass door leading to a private backyard with mature landscaping and hillside views. Upstairs, a versatile bonus room with built-in desk can serve as a home office, media room, playroom, or optional fourth bedroom. The spacious primary suite includes crown molding, custom built-ins, a walk-in closet, and an en-suite bath with stone countertops and updated flooring. Additional highlights include an upstairs laundry room, community pool, spa, clubhouse, playground, parks, and no Mello-Roos fees. Conveniently located near top Vista Unified schools.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$592,500 · May 2019
📋 Assessed value$674,157
💵 Annual tax$8,162
🏫 School districtVista Unified School District

MLS #260015784SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$6,265
Principal & interest$5,057
Property tax$917
Home insurance$292
Down payment: $200,000Loan: $800,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.