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2944 Cottingham St1 / 32 · Click to zoom

About this home

Nestled in the sought after Loma Alta community of Oceanside, this beautifully positioned corner lot home offers the perfect blend of coastal lifestyle, neighborhood charm, and future potential. Located just moments from Buddy Todd Park, local beaches, shopping, dining, and all that coastal Oceanside has to offer, the location truly checks every box. Set on an expansive corner lot, the property features an additional triangular section of usable land creating exciting possibilities for added outdoor space, gardening, or potential ADU opportunities. Inside, the home is filled with natural light and enjoys a wonderful sense of openness throughout. On clear days, you can even catch views of the skydivers floating above the coastline, adding to the unique charm and coastal energy of the neighborhood. Additional highlights include solar, helping provide energy efficiency and long term savings while supporting an easy Southern California lifestyle. Residents of the community also enjoy access to the HOA pool and spa, perfect for relaxing after a beach day or soaking in Oceanside's year round sunshine. Whether you're looking for your next primary residence, investment opportunity, or a home with room to grow, this Loma Alta gem offers incredible potential in one of Oceanside's most beloved communities.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$450,000 · Apr 2014
📋 Assessed value$562,660
💵 Annual tax$6,138
🏫 School districtOceanside Unified School District

MLS #260014206SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$6,202
Principal & interest$5,006
Property tax$908
Home insurance$289
Down payment: $198,000Loan: $792,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.