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400 Sea Cliff Way #4021 / 24 · Click to zoom

About this home

Incredible opportunity to own a home in one of Oceanside's most desirable communities- The Bluffs at Rancho del Oro. FHA & VA approved. This tastefully updated residence comprises of 1 bedroom and 1 bathroom, efficiently laid out over 780 square feet of living space. This home features beautiful vinyl luxury plank floors, granite countertops, and a large, open living room with vaulted ceilings, complete with a cozy gas burning fireplace. Enjoy the gorgeous San Diego weather outside in your own private balcony perfect for gathering with friends and family or dining al fresco. The Bluffs offers its residents a sparkling pool, hot tub, jacuzzi, putting green, and a dog park for your furry friends! This particular unit benefits from being located in one of the best places within the development, upper level, corner unit with westerly views. All appliances convey, mechanical systems recently replaced.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$142,500 · Feb 2013
📋 Assessed value$178,974
💵 Annual tax$2,362
🏫 School districtOceanside Unified School District

MLS #260013484SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$2,662
Principal & interest$2,149
Property tax$390
Home insurance$124
Down payment: $84,997Loan: $339,990

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.