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31515 Calle Joya1 / 25 · Click to zoom

About this home

Welcome to 31515 Calle Joya, a private gated estate set on 3.22 acres in the rolling hills of Bonsall, where breathtaking panoramic views stretch across the surrounding valleys and distant mountain ridgelines. From spectacular sunrises to unforgettable sunsets, this custom Mediterranean-inspired home offers the perfect blend of peaceful country living and everyday convenience, just minutes from Temecula, Fallbrook, Escondido, Oceanside, and major commuter routes. Thoughtfully updated with refreshed landscaping, fresh interior paint, an updated kitchen, remodeled primary and hall bathrooms, and upgraded irrigation, the home is designed for both comfort and functionality. A spacious floor plan, granite finishes, wood-burning fireplace, paid solar, and expansive outdoor living areas create an inviting setting for everyday living and entertaining. The producing vineyard features more than 1,000 Syrah and Sangiovese grapevines, complemented by avocado, citrus, and pomegranate trees, offering the opportunity to enjoy vineyard living or boutique wine production. Equestrian and agricultural enthusiasts will appreciate the property's versatility, with room for horses, livestock, and a variety of rural pursuits. A fully permitted 1,955-square-foot block studio provides exceptional flexibility as a workshop, collector's garage, creative studio, event space, or future business use. A rare opportunity to experience exceptional privacy, sweeping views, refreshing afternoon breezes, and the best of North San Diego County's rural lifestyle.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$226,000 · Mar 1997
📋 Assessed value$445,225
💵 Annual tax$6,232
🏫 School districtBonsall Unified School District

MLS #260018328SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$13,776
Principal & interest$11,119
Property tax$2,016
Home insurance$641
Down payment: $439,800Loan: $1,759,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.