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About this home

Serene living in the gated neighborhood of Terrace Downs! Panoramic views overlooking the San Luis Rey Equestrian training center from almost every room. 3 bedrooms and 2 bathrooms over 2,270 square feet in one of the most private locations available. Terrace Downs is a gated neighborhood that features two separate pools and a large sitting area overlooking one of the pools and the San Luis Rey equestrian facility. The primary suite is exquisite and the primary bathroom has been updated with designer finishes. The home also features a central vacuum, new carpet, oversized two car garage, and fully electric (no gas service) including paid off solar panels! Spacious rooms, open floorplan, endless views, and lots of natural light are just a few reasons this is a rare opportunity to own a Terrace Downs home with equestrian views!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$227,000 · Mar 1997
📋 Assessed value$377,080
💵 Annual tax$3,823
🏫 School districtBonsall Unified School District

MLS #250018349SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Interest rate %
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Estimated total monthly payment
$4,887
Principal & interest$3,944
Property tax$715
Home insurance$227
Down payment: $156,000Loan: $623,999

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.