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3661 Harvard Dr1 / 25 · Click to zoom

About this home

Beautifully updated 3-bedroom, 2.5-bath townhouse located in the highly sought-after community of El Camino Club Estates. Ideally situated close to beaches, shopping, schools, dining, and medical facilities, this home offers both comfort and convenience in a prime Oceanside location. Recent upgrades include new flooring, fresh interior paint throughout, a new water heater, new gas range, and newer dishwasher. The home is complemented by two private fenced patios, including a dedicated gardening area perfect for plants and flowers. Enjoy direct access from the back gate to a spacious grassy greenbelt, creating an open and peaceful setting rarely found in townhouse living. Additional features include a detached two-car garage and access to multiple community amenities including a pool, spa, tennis courts, and sport courts. This property is a fantastic opportunity to enjoy coastal North County living in a well-maintained and amenity-rich community.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$155,674
💵 Annual tax$1,755
🏫 School districtOceanside Unified School District

MLS #NDP2604760MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$4,191
Principal & interest$3,383
Property tax$613
Home insurance$195
Down payment: $133,800Loan: $535,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.