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5287 Rio Plata Dr1 / 38 · Click to zoom

About this home

Downstairs bedroom and bath with its own separate entrance. Perfect for privacy. You also get New Roof, Paid Off SOLAR, Private Large Lot with NO HOA Restrictions. Highly desirable home near Alamosa School (K-5), walkable to parks, trails, and Guajome Regional Park, with easy access to shopping without school traffic disruption. Features include no HOA, paid-off solar, and extensive upgrades: new roof with warranty (including skylight and structural repairs), Bath Fitter, remodeled primary bath with lifetime warranty, new blinds, updated fixtures, new garbage disposal, and updated closet doors. Flexible floor plan offers a private downstairs suite/studio with separate garage access, ideal for multigenerational living, office, or guests. Additional highlights include a view deck, new Tuff Shed (warranty), and private lot with mature landscaping and natural privacy from neighbors. Move-in ready with comfort, efficiency, and versatility.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$995,000 · Feb 2022
📋 Assessed value$1,077,018
💵 Annual tax$12,142
🏫 School districtVista Unified School District

MLS #260011096SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$7,480
Principal & interest$6,038
Property tax$1,095
Home insurance$348
Down payment: $238,800Loan: $955,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.