3621 Vista Campana S #88, Oceanside, CA — $649,900

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About this home

Own a dream home in the Beautiful 55+ Oceana Community. Ocean and mountain views, cool breezes and single-story living make for a perfect place. Home features has been completely upgraded. New plumbing, new plank wood floors throughout, new roof (w/transferable warranty) New vanities and sinks in both bathrooms, new appliances, barn sink, new windows, great private patio!! Den has been made into a 3rd bedroom with closet and barn door. Atrium has half covered patio. Oceana Community offers many activities. A beautiful club house, pickleball courts, 2 pools (1 heated) and spa. Billiards, Library, art/pottery room, woodshop, dog park and much more!! Nearby Golf Course Emerald Isle (offers discounts). RV Parking & garden plots as available (fees). Nearby are beaches, Oceanside Pier, shopping and freeways.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$349,000 · Oct 2020

📋 Assessed value$385,320

💵 Annual tax$4,189

🏫 School districtOceanside Unified School District

MLS #260015065SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$4,072

Principal & interest$3,286

Property tax$596

Home insurance$190

Down payment: $129,980Loan: $519,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.