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422 S Freeman St1 / 25 · Click to zoom

About this home

Welcome to your seaside sanctuary! This 2-bedroom, 2-bath home perfectly balances classic charm with thoughtful updates. Original hardwood floors, plaster walls, and a cozy fireplace give the home a warm, vintage feel, while modern upgrades like new Milgard windows, a new roof, fresh paint, roll-up garage doors, disappearing screens, and a spacious walk-in closet in the primary suite make it move-in ready. The private backyard is a true retreat-with an outdoor shower for rinsing off after the beach, a fireplace for cozy evenings, beautiful mosaic tile work, a wooden deck for weekend lounging, and total privacy for family time or entertaining. Just a short walk to the beach, pier, and a great mix of local restaurants and pubs, this home offers an ideal coastal lifestyle in a welcoming neighborhood. It's the kind of place where lasting memories are made.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$820,000 · Jun 2019
📋 Assessed value$933,013
💵 Annual tax$10,274
🏫 School districtOceanside Unified School District

MLS #240026622SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$9,053
Principal & interest$7,307
Property tax$1,325
Home insurance$421
Down payment: $289,000Loan: $1,156,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.