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32336 Cole Grade Rd1 / 28 · Click to zoom

About this home

ZERO down payment with 100% financing possibility for this unique and completely remodeled USDA property. Please check with a USDA lender for details and qualifications. Nestled in the serene hills, you will find this private single story gated estate, with a panoramic view, that sits on 1.85 acres of land. Through a double entry door you will find a fully remodeled home with brand new energy efficient AC and heating system, accompanied by new ducting throughout the home. Beautiful new flooring warming the entire place, hosting a brand new kitchen, with new cabinets, countertops and backsplash. Alongside your new kitchen sits brand new appliances, including a refrigerator, dishwasher and stove/range. All new doors present in the home, and new energy efficient windows throughout. The upgrades continue to your bathrooms with new vanities, toilets and tub/showers. Plenty of room to build a pool and ADU, and only two miles to the local schools.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$605,000 · Nov 2024
📋 Assessed value$617,099
💵 Annual tax$6,806
🏫 School districtValley Center-Pauma Unified School District

MLS #IN25256590MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$6,014
Principal & interest$4,854
Property tax$880
Home insurance$280
Down payment: $192,000Loan: $768,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.