4901 Tropea St, Oceanside, CA — $899,000 | SoCal Realty & Investments

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About this home

A Rare Blend of Ease, Space, and Possibility Not all homes on the block offer the same opportunity and this one quietly stands apart. Set on a peaceful cul-de-sac, this single-level home delivers the flexibility today s buyers are searching for with 3 bedrooms plus an optional 4th bedroom or office, 2 bathrooms, and a rare 3-car tandem garage. The layout flows comfortably for everyday living, while the expansive backyard creates space to entertain, garden, or design your own outdoor retreat. It s the combination that s hard to find: single-story ease, usable space, and room to grow, both inside and out. A smart, compelling choice in a location where every detail matters. See the 3D tour here: https://my.matterport.com/show/?m=qZY8bkmzYtD& https://kdkc.dankirksey.com/sites/4901-tropea-st-oceanside-ca-92057-24965486/branded

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$785,000 · Sep 2021

📋 Assessed value$849,705

💵 Annual tax$9,414

🏫 School districtOceanside Unified School District

MLS #NDP2604771MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$5,632

Principal & interest$4,546

Property tax$824

Home insurance$262

Down payment: $179,800Loan: $719,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.