3198 Washington St, Riverside, CA — $655,000

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About this home

Welcome to 3198 Washington Street, a charming Riverside single-story home with warmth, pride of ownership, and wonderful future potential. Offering 3 bedrooms, 2 bathrooms, approximately 1,330 square feet of living space, and a 1-car garage, this well-kept home has remained within one family ownership, creating a special opportunity for its next chapter. The floor plan offers comfortable everyday living, while the property provides flexibility for future possibilities, including potential ADU use. Conveniently located near the 91 Freeway, shopping, dining, schools, and commuter routes, this Riverside gem is ideal for a first-time buyer, investor, or homeowner looking for a property with character, location, and room to grow. Buyer to verify ADU requirements and allowances with the City of Riverside.

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$80,000 · Mar 1998

📋 Assessed value$361,851

💵 Annual tax$4,003

🏫 School districtRiverside Unified School District

MLS #IG26144716

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$4,103

Principal & interest$3,312

Property tax$600

Home insurance$191

Down payment: $131,000Loan: $524,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.