47755 Soft Moonlight, La Quinta, CA — $429,900

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About this home

HUGE PRICE REDUCTION- Gorgeous home in the highly sought after community of Watercolors. Don't miss this 3 bedroom, 2 bath home with separate laundry room, garage with tons of built in storage, and finished side yard. The Watercolors community is designed for moderate income seniors and income restrictions apply. 1 person income must fall between $37,551 and $54,600 and a 2 person income must fall between $42,901 and $62,400. A silent second in the amount of $56,000 from the City of La Quinta Redevelopment Agency is added to the asking price. This means the buyer must qualify for $199,000 (total sales price).

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$273,000 · Dec 2018

📋 Assessed value$246,788

💵 Annual tax$3,672

🏫 School districtDesert Sands Unified School District

MLS #219148085

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$2,693

Principal & interest$2,174

Property tax$394

Home insurance$125

Down payment: $85,980Loan: $343,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.