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23422 Camino Terraza Rd1 / 43 · Click to zoom

About this home

Perched high in the hills of Montecito Ranch at approximately 1,250 feet above sea level and bordering the Cleveland National Forest, this stunning home offers the perfect blend of semi-rural tranquility and everyday convenience. Enjoy refreshing mountain breezes, spectacular sunsets, and a peaceful setting just minutes from shopping, dining, and local amenities. Boasting approximately 3,700 square feet of living space, this expansive residence features six bedrooms, four bathrooms, formal living and dining rooms, a versatile loft/tech center, and even a dedicated coffee station. The home welcomes you with a dramatic pillared courtyard entry, complemented by low-maintenance landscaping and a private gated courtyard adorned with flagstone pavers leading to the front door. Step inside to soaring 18-foot ceilings and an abundance of natural light streaming through numerous windows. The chef-inspired kitchen is beautifully appointed with rich maple cabinetry, a cooktop, double ovens, breakfast bar seating, built-in desk area, under-cabinet accent lighting, and a spacious walk-in pantry. The thoughtfully designed floor plan includes one bedroom and full bath downstairs, ideal for guests or multigenerational living. Upstairs, you'll find five additional bedrooms, including a private en-suite bedroom with its own bath. The luxurious primary suite is a true retreat, featuring a tray ceiling, marble-surround fireplace, and a spa-inspired bathroom complete with dual sinks, a vanity area, soaking/jetted tub, walk-in shower, and separate his-and-her closets. The backyard is designed for entertaining and relaxation. Enjoy endless summer days in the sparkling pool finished with Caribbean Blue PebbleTec, a reef step entry, spillover waterfalls, and an oversized spa. The outdoor living space also features a built-in ledger stone barbecue island with a 40-inch Lynx grill, stamped concrete hardscape, and beautiful mountain views. Additional upgrades include plantation shutters, designer stained glass windows, French doors, ceiling fans, crown molding, artificial turf, and elegant arched doorways throughout. This exceptional Montecito Ranch home combines generous living space, resort-style amenities, and a breathtaking natural setting. Come make it yours!!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,000,000 · May 2023
📋 Assessed value$1,061,207
💵 Annual tax$13,670
🏫 School districtCorona-Norco Unified School District

MLS #IG26155951MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Interest rate %
Loan term (yrs)
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Estimated total monthly payment
$5,889
Principal & interest$4,753
Property tax$862
Home insurance$274
Down payment: $188,000Loan: $752,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.