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401 S Garnsey St1 / 37 · Click to zoom

About this home

Exceptional Investment Opportunity in the Heart of Santa Ana Fully Remodeled Vacant Duplex with Approved ADU Plans! Welcome to this beautifully renovated and completely vacant duplex in the heart of Santa Ana, offering an incredible opportunity for investors and owner-occupants alike. This turnkey property features two fully remodeled units, each offering approximately 520 square feet of living space with 1 bedroom, 1 bathroom, a full kitchen, and a dedicated laundry area. No expense was spared in the renovations. Both units showcase brand-new luxury vinyl flooring, stylish tile flooring in the bathrooms, brand-new kitchen cabinetry, new appliances including refrigerators, fresh interior and exterior paint, all-new stucco work, brand-new dual-pane windows, and energy-efficient mini-split air conditioning systems. Every detail has been thoughtfully completed, making these units move-in ready and positioned to command top market rents immediately. The opportunity doesn't stop there. The property comes with fully approved plans to convert the existing garage into an approximately 406-square-foot, 1-bedroom, 1-bathroom ADU. Once completed, this will transform the property into a highly desirable three-unit income-producing asset with significant upside potential and increased cash flow. Located in a prime Santa Ana location close to shopping, dining, schools, and major freeways, this is a rare chance to acquire a turnkey multi-family property with built-in expansion potential and immediate income opportunities.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$605,000 · Feb 2025
📋 Assessed value$108,822
💵 Annual tax$1,780
🏫 School districtSanta Ana Unified School District

MLS #26130408MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Loan term (yrs)
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Estimated total monthly payment
$5,137
Principal & interest$4,146
Property tax$752
Home insurance$239
Down payment: $164,000Loan: $656,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.