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16 Lucerne #281 / 56 · Click to zoom

About this home

Perfect for families or retirees with grandchildren, this spacious, elegant home has it all: four bedrooms, 3.5 bathrooms, a three-car garage, a wide expansive driveway, an open, generous loft, an inviting landscaped courtyard, a roomy wrap-around deck and canyon and city light views! Experience resort-style luxury in this beautifully renovated home, perfectly located within a prestigious guard-gated community in Newport Beach. A spacious entry welcomes you to an open floor plan with soaring ceilings. Clear story windows and a skylight bring an abundance of natural light into the home. The main level features an in-suite bedroom, formal living and family rooms--both with elegant designer tile fireplaces--and a dining room. The gourmet kitchen has premium stainless-steel appliances and Quartz counters. Upstairs, the primary suite has vaulted ceilings, a fireplace and a spa-inspired marble bath with a free-standing tub and a generous walk-in closet. Two more spacious bedrooms joined by a Jack-and-Jill full bath and a large loft (perfect for a home gym, playroom, or art studio) complete the second floor. Additional highlights include newer wood and marble flooring, quartz counters in all bathrooms, a new central air unit and a three-car garage with epoxy flooring and a Tesla charger. Residents of Harbor Ridge enjoy four pools and spas, three tennis courts, 24-hour guard gate security with patrol.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$3,200,000 · Feb 2026
📋 Assessed value$1,630,620
💵 Annual tax$17,104
🏫 School districtNewport-Mesa Unified School District

MLS #NP26143621MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$20,987
Principal & interest$16,939
Property tax$3,071
Home insurance$977
Down payment: $670,000Loan: $2,680,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.