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19 Hemlock #1971 / 26 · Click to zoom

About this home

GROUND-LEVEL CONDO | PRIVATE COURTYARD | UPDATED INTERIOR | LAKE RSM AMENITIES | Welcome to 19 Hemlock, a beautifully maintained ground-level condo in the heart of Rancho Santa Margarita offering comfortable single-level living, thoughtful updates, and an unbeatable lifestyle. A private, enclosed courtyard surrounded by mature landscaping and newer white vinyl fencing creates a peaceful outdoor retreat and welcomes you home. Inside, composite wood flooring flows throughout the home, complemented by fresh interior paint, smooth ceilings with the popcorn texture removed, and abundant natural light. The inviting living room opens seamlessly to a dedicated dining area, creating an ideal layout for everyday living and entertaining. The updated kitchen features upgraded countertops, replaced cabinet doors, and a newer refrigerator installed in 2025. The spacious bedroom offers generous closet space, while the bathroom has been refreshed with a brand-new faucet installed in 2026. Additional improvements include a newer water heater installed in 2024. A detached one-car garage is just steps from the front door and includes built-in storage shelving for added convenience. The home is equipped with an electric range, oven, and laundry hookups, with natural gas serving the water heater. Residents enjoy resort-style community amenities, including the neighborhood pool and spa just 1/8 of a block away, along with full access to Rancho Santa Margarita's exceptional Lake & Beach Club only two blocks from the home. Enjoy the sandy beach lagoon, swimming, scenic lakefront walking trails, pa

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$90,000 · Mar 1999
📋 Assessed value$141,081
💵 Annual tax$1,404
🏫 School districtSaddleback Valley Unified School District

MLS #PW26162031

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Interest rate %
Loan term (yrs)
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Estimated total monthly payment
$2,876
Principal & interest$2,321
Property tax$421
Home insurance$134
Down payment: $91,800Loan: $367,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.