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25 Iron Horse Trl1 / 35 · Click to zoom

About this home

Step into this charming detached 3-bedroom, 2.5-bath home nestled in the highly sought-after Trails subdivision of Ladera Ranch. Thoughtfully curated and meticulously maintained, this residence showcases exceptional curb appeal, a private two-car driveway, and a spacious two-car garage complete with built-in cabinetry and overhead storage. At the heart of the home is the fully remodeled, extended kitchen designed to impress. It features bright white custom cabinetry, elegant hardware, quartz countertops, stainless steel appliances, a sleek range hood, and an oversized single-basin sink perfect for both everyday living and effortless entertaining. Upstairs, you ll find two generously sized bedrooms, a convenient laundry room, and two full bathrooms, along with a versatile loft featuring a built-in bookshelf. This flexible space is ideal for a home office or can easily be converted into a third bedroom, as originally designed by the builder. The spacious primary suite offers a walk-in closet for ample storage. Additional upgrades include a full home PEX repipe, Feit Electric smart lighting with app-controlled functionality throughout the home, solar panels for energy efficiency, backyard turf installation, and a new fence. The outdoor space is enhanced by two side yards that wrap around the home, providing added privacy and flexibility for outdoor living. Enjoy low-maintenance living with HOA-covered front yard care and access to Ladera Ranch s exceptional resort-style amenities, including 13 pools, a water park, tennis and pickleball courts, scenic hiking trails, and multiple clubhouses. The nearby Oak Knoll Clubhouse features two pools heated year-round for your enjoyment. Experience the perfect blend of style, comfort, and value in this beautifully upgraded home complete with low Mello-Roos. Your next chapter starts here.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$590,000 · Apr 2004
📋 Assessed value$838,850
💵 Annual tax$10,052
🏫 School districtCapistrano Unified School District

MLS #26086670MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$6,891
Principal & interest$5,562
Property tax$1,008
Home insurance$321
Down payment: $219,980Loan: $879,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.