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3645 S Bear St #F1 / 34 · Click to zoom

About this home

Welcome to your own peaceful retreat in the heart of Orange County. This charming ground-level condo is tucked inside the beautiful gated community of St. Albans and offers lovely pond views, abundant natural light, and a stylish, open-concept layout. The updated kitchen is both functional and inviting, featuring quartz countertops, a generous breakfast bar, a beautiful tile backsplash, under-cabinet lighting, and a spacious pantry. Just beyond, the dining area and bright living room flow effortlessly together, creating the perfect space for everyday living and easy entertaining. Step outside to the private balcony and take in the serene pond views. With newly replaced flooring, it is an ideal spot for morning coffee, evening wine, or simply unwinding at the end of the day. Thoughtful updates continue throughout the home. The laundry area has been refreshed with open shelving and a stone backsplash, while the guest bathroom has been beautifully remodeled with gorgeous wood panel detailing and a new vanity. The primary bedroom enjoys its own pond views, two spacious closets, and a gorgeous, brand-new custom vanity with plenty of storage. The location is hard to beat. St. Albans is within walking distance of South Coast Plaza, offering world-class shopping, dining, and entertainment, and is just minutes from John Wayne Airport and the 405 and 55 freeways. The community amenities are equally impressive, with two pools and spas, a fitness center, a sauna, two tennis courts, and a charming gazebo with barbecue areas for gathering with friends and family. Best of all, St. Albans HOA owns the land, and homeowners pay just $1 per year in land rent, allowing for both FHA and conventional financing.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$292,500 · Aug 2013
📋 Assessed value$377,559
💵 Annual tax$4,625
🏫 School districtSanta Ana Unified School District

MLS #26151305

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$3,665
Principal & interest$2,958
Property tax$536
Home insurance$171
Down payment: $117,000Loan: $468,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.