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About this home

Discover this beautiful 2-bedroom, 2-bathroom lower-level condo located in the highly desirable city of Rancho Santa Margarita. Offering privacy, comfort, and convenience, this private end-unit home features two patios, an attached 1-car garage with direct interior access, and one dedicated carport space. Inside, youll find a bright and open floor plan with afternoon natural light, plantation wood shutters, elegant tile flooring, and laminate wood-style flooring. The inviting family room includes a cozy fireplace and flows seamlessly into the kitchen and dining area, making it ideal for everyday living and entertaining. Recent upgrades include dining area lighting and a newer dishwasher, central air conditioning. Both bedrooms are generously sized and offer large closets. The individual laundry room adds everyday practicality, while the spacious primary suite provides a true retreat with two closets and a primary bathroom featuring a large vanity and makeup area. There may also be potential to expand the bathroom layout with a freestanding tub, if desired. The community offers an association pool, perfect for warmer summer days. Enjoy an exceptional location just minutes from the toll road, shopping, dining, Tijeras Creek Golf Course, and top-rated schools. Additional benefits include a low tax rate and no Mello-Roos.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$134,000 · Apr 1999
📋 Assessed value$264,342
💵 Annual tax$2,632
🏫 School districtCapistrano Unified School District

MLS #26146604

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Interest rate %
Loan term (yrs)
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Estimated total monthly payment
$3,916
Principal & interest$3,160
Property tax$573
Home insurance$182
Down payment: $125,000Loan: $499,999

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.