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27 Los Monteros Dr1 / 54 · Click to zoom

About this home

Enjoy sweeping ocean, Catalina Island and white-water views from both levels of this spacious coastal residence in the prestigious guard-gated community of Monarch Beach. Ideally positioned near the end of a quiet cul-de-sac, the home offers approximately 3,670 square feet of living space, 4 bedrooms, 3.5 bathrooms, and a versatile floor plan designed for both comfortable everyday living and entertaining. A private gated courtyard leads to a Dutch door and dramatic foyer highlighted by soaring ceilings, white oak wood floors, and a floating curved staircase. The formal living room captures sit-down ocean views and features a marble-faced fireplace, while the adjacent dining room with French doors, butlers pantry, and wet bar creates an inviting setting for hosting and entertaining. The remodeled kitchen is appointed with ocean view from the kitchen sink with a large center island, stone countertops, white lacquered solid maple cabinetry, and stainless steel appliances, including a built-in refrigerator, and newly installed oven, cooktop, and microwave oven. Open to the kitchen, the spacious family room includes a fireplace and French doors that extend the living space to the rear patio and generously sized yard, and also has views to the ocean. A main-level bedroom suite with full bath provides privacy and flexibility for guests, family, or a home office. The lower level also includes an inside laundry room and powder. Upstairs, the primary suite is a true coastal retreat, complete with a fireplace, private balcony, large walk-in closet, and a sitting room showcasing captiv

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$2,550,000 · May 2021
📋 Assessed value$2,706,080
💵 Annual tax$29,559
🏫 School districtCapistrano Unified School District

MLS #NP26140091

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$25,028
Principal & interest$20,201
Property tax$3,662
Home insurance$1,165
Down payment: $799,000Loan: $3,196,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.