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26581 Otay Cir1 / 21 · Click to zoom

About this home

Welcome to a masterfully upgraded home where eco-friendly luxury meets absolute peace of mind. From the exotic warmth of genuine Sumatran teak wood floors to the fully integrated, battery-backed solar system, every detail of this property has been curated for premium comfort, high efficiency, and low-maintenance living.The heart of the home features a chef-inspired kitchen with sleek granite countertops, a breakfast bar, stainless steel appliances (including a brand-new dishwasher), and a Lifesource whole-house water filtration system. Sunlight pours through five beautiful skylights, while a massive 10-foot living room slider blends indoor comfort with outdoor entertainment. Step outside to your private backyard paradise, complete with a sparkling pool, a built-in BBQ island, and extensive professional drainage systems protecting the perimeter. With recent major updates including whole-house repiping, a newer heat pump, and a current HVAC service contract, this turnkey estate is ready for its next chapter, you!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$513,000 · Apr 2008
📋 Assessed value$679,383
💵 Annual tax$6,995
🏫 School districtSaddleback Valley Unified School District

MLS #26141006MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$7,825
Principal & interest$6,316
Property tax$1,145
Home insurance$364
Down payment: $249,800Loan: $999,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.