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20 Monarch Bay Dr1 / 49 · Click to zoom

About this home

Situated within the prestigious guard-gated enclave of Monarch Bay, 20 Monarch Bay presents an extraordinary coastal retreat showcasing sweeping panoramic views of whitewater ocean, sandy beaches, Dana Point Headlands, the Ritz-Carlton, Monarch Links Golf Course, breathtaking sunsets & sparkling city lights. Ground up construction in 2015 with exceptional craftsmanship, this meticulously designed residence embodies refined coastal luxury with an organic, sophisticated aesthetic. Smooth limestone plaster walls, elegant Crme Marfil marble flooring & curated finishes create a timeless interior, while expansive Nano bifold doors in the living & dining areas open seamlessly to the outdoors, framing spectacular ocean vistas. Custom trey ceilings & a dramatic dual-sided copper & glass fireplace add striking architectural detail. The gourmet chefs kitchen is both functional & artfully designed, featuring a quartz crystal island w/bar seating, sleek Arc Linea cabinetry, Silestone countertops & a full suite of Miele appliances. Designed for relaxation & entertaining, the home includes a soundproof, acoustically engineered theatre & family room with built-in audio, drop-down projection screen & wine storage. A comprehensive Crestron smart home system manages lighting, security, whole-house audio & theatre components, while automated shades, solar power, five HVAC zones & a tankless water heater ensure modern comfort & efficiency. The primary suite serves as a private ocean-view sanctuary with direct patio access, a custom walk-in closet & spa-inspired bath w/heated floors & towel rack

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$2,356,500 · May 2020
📋 Assessed value$3,838,597
💵 Annual tax$41,582
🏫 School districtCapistrano Unified School District

MLS #26154553

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$81,412
Principal & interest$65,710
Property tax$11,912
Home insurance$3,790
Down payment: $2,599,000Loan: $10,396,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.