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21451 Canaria1 / 60 · Click to zoom

About this home

Welcome to one of Palmia's most EXCEPTIONAL VIEW residences, gracefully situated within the prestigious Terraces neighborhood of this highly sought-after 24-hour guard-gated 55+ community. This highly desirable "Salerno" floor plan offers approximately 2,219 square feet of living space, featuring a spacious main-level primary suite with a retreat area, soaring ceilings, and expansive windows that fill the home with abundant natural light. Recently enhanced with a beautifully remodeled spa-inspired primary bathroom, this home blends timeless elegance with modern comfort. The inviting formal living and dining rooms flow effortlessly into the open family room and kitchen, creating the perfect setting for both everyday living and entertaining. The kitchen opens to an eating nook, which leads to your oversized family room overlooking the spectacular backyard. Step outside to your own private sanctuary and experience breathtaking panoramic views stretching across Modjeska Canyon, Saddleback Mountain, sparkling city lights, and unforgettable California sunsets. Whether enjoying a peaceful morning coffee or entertaining family and friends, the outdoor living space offers a truly remarkable backdrop. Residents of Palmia enjoy an award-winning active adult lifestyle with a clubhouse, swimming pools, spa, fitness center, tennis and pickleball courts, library, billiards, bocce ball, countless clubs and social activities, plus exclusive Lake Mission Viejo membership. Conveniently located near shopping, restaurants, golf, and major medical facilities, this exceptional home offers the rare opportunity to enjoy luxury, comfort, and breathtaking views in one of Orange County s most sought-after 55+ communities. Luxury. Comfort. Community. Welcome home to Palmia.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,240,000 · Sep 2023
📋 Assessed value$1,264,800
💵 Annual tax$13,004
🏫 School districtSaddleback Valley Unified School District

MLS #26149077

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$8,394
Principal & interest$6,775
Property tax$1,228
Home insurance$391
Down payment: $267,980Loan: $1,071,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.