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1285 Cortez1 / 36 · Click to zoom

About this home

1285 Cortez Ave presents a rare opportunity to acquire three contiguous parcels in the sought-after Arch Beach Heights neighborhood of Laguna Beach, one of Southern California s most desirable coastal hillside communities. The offering includes: 1285 Cortez Ave (APN 644-432-01) 829 Miramar St (APN 644-432-02) 855 Miramar St (APN 644-432-03) Collectively originating from the historic Arch Beach Heights subdivision, the three parcels encompass approximately 0.39 acres of elevated hillside property offering privacy, canyon surroundings, and ocean-views. Buyers are advised to independently verify all development possibilities, lot status, zoning, access, and building requirements with the City of Laguna Beach and other appropriate professionals. The Cortez parcel currently features a charming single-story 2-bedroom, 2-bathroom home with sweeping canyon and ocean views, tranquil garden areas, a dwarf avocado tree, and fruit cocktail tree. Located on a quiet street with minimal through traffic and no streetlights, the setting offers a peaceful coastal atmosphere. The adjacent Miramar parcels are separate legal lots of record and may present future planning, design, or development opportunities for buyers seeking a custom residential compound, architectural estate, or long-term investment opportunity. Located within close proximity to scenic hiking trails, renowned beaches, acclaimed restaurants, galleries, and the vibrant village lifestyle of Laguna Beach, this assemblage offers a unique opportunity for buyers seeking a distinctive coastal property with future potential. Opportunities to acquire multiple contiguous parcels in Arch Beach Heights are exceptionally limited. Whether envisioned as a private retreat, custom architectural project, or long-term coastal investment, 1285 Cortez Ave offers a rare canvas in one of Laguna Beach s most iconic hillside neighborhoods. Seller and listing broker make no guarantees regarding development potential, lot status, zoning, views, or future use. Buyers are advised to conduct their own independent investigations with the City of Laguna Beach and licensed professionals.

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$760,000 · Nov 2009
📋 Assessed value$981,018
💵 Annual tax$11,011
🏫 School districtLaguna Beach Unified School District

MLS #26105705MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$25,680
Principal & interest$20,727
Property tax$3,757
Home insurance$1,196
Down payment: $819,800Loan: $3,279,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.