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495 Saint Anns Dr1 / 12 · Click to zoom

About this home

Situated on one of Laguna Beach's most desirable streets, this exceptional property offers a rare chance to create your dream coastal home in an unbeatable walkable location. With a beautiful 2 bedroom, 2 bath front residence, plus a 2 bedroom/1 bath apartment over the 2 garage garage behind the main house, the possibilities are endless! This property is currently under construction - this is your chance to work with the developer during the final phase of design! Opportunities like this are extraordinarily rare in Laguna Beach, where approved construction projects in the Village are increasingly difficult to navigate on your own. Perfect for today's lifestyle, the residence includes a beautifully planned main home along with a private two-bedroom apartment above the detached two-car garage, perfect for guests, extended family, a home office, or potential rental income. Bonus - there is a possibility of a 3rd unit in back as an ADU (not guaranteed and will depend on the architect and the city zoning rules at that time). This is the Laguna Beach lifestyle buyers dream about. Start your morning with coffee at your favorite caf, walk to the beach for a surf or sunset stroll, enjoy dinner at one of Laguna's renowned restaurants, browse local art galleries and boutiques, or catch Friday night football at Laguna Beach High School - all just a short walk from your front door. St. Anns Drive is one of the Village's most cherished streets, known for its charm, convenience, and timeless appeal. This is one of the last opportunities to personalize a fully renovated home in one of Laguna's most coveted neighborhoods, creating a residence that reflects your own style while enjoying the convenience of modern construction AND a rear unit for potential rental income or just more living space! Whether you're searching for a full-time residence, a weekend escape, or a long-term investment in one of Southern California's most iconic beach communities, this property represents an extraordinary opportunity to secure a premier Village location before it's finished.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,800,000 · Aug 2025
📋 Assessed value$2,334,657
💵 Annual tax$25,546
🏫 School districtLaguna Beach Unified School District

MLS #LG26147818MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$20,361
Principal & interest$16,434
Property tax$2,979
Home insurance$948
Down payment: $650,000Loan: $2,600,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.