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477 Hill St1 / 36 · Click to zoom

About this home

Perched in a coveted North Laguna Beach location, this move-in-ready coastal cottage captures ocean views on a very quiet 5,000-square-foot flat usable lot. A short distance to the Village and Main Beach, the property offers the ultimate blend of convenience and coastal charm. Behind a private gated entrance, the two-bedroom, one-bath residence features abundant natural light, a wood-burning fireplace, and inviting outdoor living spaces designed for entertaining and relaxation. A detached Casita, refurbished in 2025, with a 3/4 bath and cute kitchenette provides flexible accommodations for guests, a home office, or studio. The rare R2 zoning offers possible development opportunities, including multi-unit potential. A future two-story building would have additional ocean views. Buyer to independently verify. An exceptional offering in one of Laguna Beach s most desirable neighborhoods!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$478,522
💵 Annual tax$5,907
🏫 School districtLaguna Beach Unified School District

MLS #26135289MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$16,790
Principal & interest$13,552
Property tax$2,457
Home insurance$782
Down payment: $536,000Loan: $2,144,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.