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27955 Rural Ln1 / 1 · Click to zoom

About this home

Welcome to 27955 Rural Lane, a beautifully appointed home located within the prestigious gated community of San Joaquin Hills in Laguna Niguel. Offering approximately 2,743 square feet of thoughtfully designed living space, this spacious residence features five bedrooms, including a main-level bedroom or office, three bathrooms, and a versatile loft, providing exceptional flexibility for today's lifestyle. Step inside to soaring ceilings, rich hardwood flooring, abundant natural light, and elegant formal living and dining rooms that create a warm and inviting first impression. The open-concept family room, casual dining area, and kitchen seamlessly connect, making the home ideal for both everyday living and entertaining. The family room is anchored by a custom built-in fireplace with surrounding cabinetry, while the well-appointed kitchen offers stainless steel appliances, generous cabinetry, a floor-to-ceiling pantry, and expansive counter space for meal preparation and gathering. French doors open to a private backyard designed for relaxing and entertaining. Enjoy outdoor dining beneath the palapa, fire up the built-in BBQ, and take advantage of the low-maintenance outdoor space that's perfect for weekend gatherings or quiet evenings at home. Upstairs, the spacious loft offers endless possibilities as a home office, media room, fitness area, playroom, or study space. The seller notes that the builder originally constructed the loft, which is not reflected in the assessor's square footage, providing additional flexible living space. The private primary suite offers a peace

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,530,000 · Oct 2023
📋 Assessed value$1,599,864
💵 Annual tax$15,496
🏫 School districtCapistrano Unified School District

MLS #26163867

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$14,343
Principal & interest$11,577
Property tax$2,099
Home insurance$668
Down payment: $457,900Loan: $1,831,600

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.