418 E Bay St, Costa Mesa, CA — $2,450,000 | SoCal Realty & Investments

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About this home

Welcome to 418 E Bay Street, a thoughtfully reimagined coastal home that blends modern luxury with timeless charm. This single-level residence features 3 bedrooms and 2 baths, beautifully updated with brand new luxury LVP flooring, all-new Milgard double-pane aluminum windows, sliding doors, plus fresh interior and exterior paint. At the heart of the home, the kitchen showcases all-new Thermador appliances, a statement island perfect for gatherings, custom cabinetry, sleek countertops, and a stylish backsplash. Subtle nods to the home s original character add warmth, while curated upgrades bring contemporary comfort. Additional highlights include upgraded electrical, a new side patio and fence, a finished garage, and refreshed landscaping that enhances curb appeal. Every detail has been carefully considered to create a welcoming environment that balances contemporary comfort with classic charm. Ready for its next chapter, 418 E Bay Street offers the perfect setting to create lasting memories in the heart of Costa Mesa.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

📋 Assessed value$1,123,886

💵 Annual tax$12,864

🏫 School districtNewport-Mesa Unified School District

MLS #26070775MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$15,349

Principal & interest$12,389

Property tax$2,246

Home insurance$715

Down payment: $490,000Loan: $1,960,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.